Property investing

 
Investing money in property is for many a way of not just making money but securing a pension,  and with the current rates of interest being paid by banks it is becoming ever more popular, but are they a good enough reasons to jump on the bandwagon of property investing ? i beg to differ.

the single golden rule that is often forgotten by those in the stampede to buy to invest is,
you have to sell to actually make any money.

now i can already hear all you naysayers shouting no you don’t, you can take out a loan against the property, well yes you can, but you will have to pay it back or sell up, usually at a loss, no such dice with a good old tax free cash ISA or similar products.

other factors are regularly missed by investors in property so here are some fundamentals.

1) decide how you want to invest in property
     (existing stocks, shares or cash)
2) decide how much you want to invest
     (quarter/half or all in)
3) decide where in the UK/world you want to invest
     (the best deal may be outside your town)
4) decide how long you want to invest for
     (fast bucks or long term income)
5) decide if you want to invest with or without partners
     (partnership of one, group or alone)
6) decide on type of property you want to invest in, residential or commercial
     (a mix is usually best if you can get it)
7) decide how much you are willing to loose.
     (investing = gambling, got it ?)

returns ? well 3% - 7% are common at the moment depending on where in the UK you invest, think those figures are a bit low ? well you are right, and even in a booming market don’t expect it to go much above that, the simple reason is because a booming market brings in more players so the market stays relatively low.

as i have said before you have to sell to make real money in property, which is what many of those in the know already do, yes they have their long term slow burn earners, but they also have the flippers or spinners they buy and sell for a quick 20% - 30%+ profit.
If you have never invested before, RESEARCH first and GET qualified help.