A poor credit report or credit score could affect any loans or credit you apply for in the future, so it's important to make sure the information is correct.
If there are errors on your credit report, you have the right to get them fixed. There is no charge for this, but your credit report can only be changed if a listing is inaccurate.
Find out how to check and correct a wrong listing on our credit report.
We also have guidance on how to get a good credit rating on our credit scores.
If you're struggling with debt, a financial counsellor can help you come up with a solution or understand the options available to you. Financial counselling is a confidential service.
Fixing a wrong credit listing should not increase your money worries. Understand exactly what a credit repair company can do and the costs involved. It may be better to do fix the issue yourself.
